Research & analysis · Germany
Research papers.
Perspective for the long term.
Explore retirement, investment risk, portfolio resilience and ethical investing in Germany. Four papers for a closer look at the questions behind the decisions.
Original editions · General financial education
The research collection
Find your next read.
Choose a question, explore the paper and keep its assumptions in view.
Research paper · Risk & retirement
Rethinking Retirement and Investment Risk in Germany
A closer look at retirement-system pressure, inflation and investment costs, and how different time horizons change the discussion of risk.
Research paper · Retirement planning
Rethinking Retirement in Germany
An exploration of pension gaps, contribution periods and portfolio costs, with particular attention to the questions facing internationally mobile professionals.
Research paper · Portfolio resilience
Long-Term Stability in an Unstable World
A portfolio framework examining global diversification, recovery capacity and disciplined responses to changing markets. Read its conclusions alongside the assumptions in the paper.
Research paper · Values & portfolios
Ethical Investing in Germany
An introduction to ethical and ESG investing through portfolio theory, examining the trade-offs between screening, diversification, factor exposure and investment costs.
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Read with a clear framework.
Find the question
Identify what the paper examines and whether that question relates to your situation.
Check the assumptions
Read the sources, dates and scenario inputs. Distinguish observations from modelling choices.
Keep the limits in view
Consider what has changed and where the interpretation may not apply. A paper cannot assess your individual circumstances.
From reading to exploration
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Use the guides for context and the calculators to explore illustrative scenarios.
Published by Finanz2Go
Fabian Beining
Founder and operator of Finanz2Go, an English-language financial information portal for people living in Germany.