✦About · For expats in Germany✦

Meet the people and responsibilities behind Finanz2Go

Finanz2Go helps expats understand investment and retirement choices through structured guidance, practical research and a clear advisory process.

A short fit conversation — not personal investment advice.

✓Advice and guidance in English
✓Digital service across Germany
✓You approve every transaction

Purpose

Financial clarity for international lives

Plain English

Visible trade-offs

Client control

Research

Research

Public thinking before a private conversation

EvidenceInputsTrade-offsDecision

Roles

Know who does what before advice begins

PlatformAdvisory structureClient

Roles and responsibilities

Know who does what before you work with Finanz2Go

Finanz2Go separates public research, regulated activity and client control.

01

Fabian Beining

Founder & Research Author. No personal §34f registration is claimed.

02

Registered advisory structure

Regulated work only within verified permissions and disclosed roles.

03

Client

Provides relevant information, considers recommendations and approves decisions.

Clear hand-offs before regulated advice begins.
Fabian Beining, Founder and Research Author at Finanz2Go

Founder & Research Author

Research for better financial questions

Fabian Beining owns Finanz2Go and leads its public research, platform and client experience. No personal §34f registration is claimed.

Understand roles and regulatory transparency ↗

The situation

Complexity should be explained, not used as a sales tool

Living in Germany can add unfamiliar products, pension rules and terminology to already difficult long-term decisions. Finanz2Go exists to make the relevant options, costs, risks and trade-offs easier to evaluate in English.

What to understand

Founder and research author

Fabian Beining owns Finanz2Go and leads its platform, research and client experience. His role is Founder & Research Author. He is not presented as personally registered under §34f GewO. Individual regulated investment advice and product intermediation are provided through the applicable registered advisory structure. The legally responsible intermediary, permissions, status and remuneration information are disclosed before regulated advice begins.

What you receive

Evidence, suitability and informed decisions

  • Begin with the client’s objectives and financial situation
  • Explain recommendations in accessible English
  • Show costs and relevant conflicts before commitment
  • Keep the client in control of the account and transactions
  • Review assumptions as circumstances change
  • Refer tax and legal matters to appropriately qualified professionals

What to understand

Expats building a financial life in Germany

The service is designed for international professionals living in Germany who want to build a portfolio, review existing investments of €100,000 or more, or plan private retirement provision. Delivery is digital nationwide, with English as the primary language.

What to understand

Read public client reviews

Link to the verified public Google review profile without quoting an unverified aggregate rating or client count.

Working principles

What the public research and client experience should make visible

These principles describe the intended decision process. They are not performance claims.

01Start with the decision, not the product.
02Separate evidence, assumptions and opinion.
03Explain cost layers before commitment.
04Keep account and transaction control with the client.
05Use qualified specialists for tax and legal questions.
06Review assumptions when circumstances change.

Frequently asked questions

Questions about Finanz2Go and its role

Is Fabian Beining personally §34f registered?

No such claim is made. Fabian is presented as Founder & Research Author. Regulated investment advice is provided through the applicable registered advisory structure.

Where is Finanz2Go based?

Finanz2Go is owned by Fabian Beining and based at Warschauer Platz 11–13, 10245 Berlin, Germany.

Do you work only with clients in Berlin?

No. The service is digital and available across Germany to suitable clients.

Can I receive advice in English?

Yes. English is the primary service language.

Can I verify the regulatory setup?

The Licences & Regulatory Transparency page explains the model. The responsible regulated party and required disclosures are provided before regulated advice begins. —

Start with a short conversation

Understand the operating model

Start with an introductory call to clarify the question, likely fit and a responsible next step.

Book an introductory call ↗

A fit conversation — not personal investment advice.

About Finanz2Go: practical scope

This page focuses on about Finanz2Go through scope, evidence and practical decision boundaries.

This page focuses on about Finanz2Go through scope, evidence and practical decision boundaries.

This page focuses on about Finanz2Go through scope, evidence and practical decision boundaries.

This page focuses on about Finanz2Go through scope, evidence and practical decision boundaries.