At Finanz2Go, we provide independent, digital financial consulting for expats and professionals living in Germany.
Our services focus on what truly matters — smart investments, secure pensions, and reliable insurance protection — all delivered with transparent, fee-only advice.
No product sales. No commissions. Just clear, expert consulting designed to help you build wealth and financial security in Germany.
Why Choose Finanz2Go?
Most financial advisors in Germany earn commissions from the products they sell. That means their advice may not always serve your best interests.
At Finanz2Go, we work differently:
- 🧭 100% independent and transparent — no hidden incentives.
- 💬 Bilingual advice — consulting in English and German.
- 💻 Fully digital — meet online from anywhere in Germany or abroad.
- 📊 Personalized strategy — focused on your unique financial goals.
Whether you want to grow your investments, optimize your pension, or find the best insurance, our experts are here to help.
🏦 Investment Consulting
Build Wealth with Independent Investment Advice
Our Investment Consulting service helps you create a long-term, diversified investment strategy that fits your life in Germany.
We focus on ETF investing, sustainable portfolios, and tax-efficient growth — all based on a transparent, fee-only model.
What We Offer
- Personalized ETF portfolio design and investment planning.
- Sustainable & ethical investing (ESG portfolios).
- Advice on ETF savings plans and long-term investing.
- Independent comparison of investment brokers in Germany.
- Full transparency on costs, taxation, and returns.
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👴 Pension Consulting
Plan Your Retirement in Germany with Confidence
Germany’s pension system can be complex — especially for expats. Our Pension Consulting helps you understand, optimize, and plan for retirement through a personalized, data-driven strategy.
We cover all aspects — from the public pension (Deutsche Rentenversicherung) to private pension schemes and company pensions (bAV) — ensuring your retirement income is secure.
What We Offer
- Analysis of public, private, and company pensions.
- Personalized pension optimization strategies.
- Pension calculator for retirement income estimation.
- Advice for expats planning retirement in Germany.
- Combining investments and pensions for long-term security.
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🛡️ Insurance Consulting
Protect What Matters Most with Independent Insurance Advice
Choosing the right insurance in Germany can be overwhelming — especially for expats. Our Insurance Consulting service helps you compare, optimize, and understand all your options, from health insurance to life and disability protection.
Because we are independent, we never sell insurance products — we help you find the best fit based on your needs and budget.
What We Offer
- Independent health insurance comparisons (public vs private).
- Analysis of disability insurance (Berufsunfähigkeitsversicherung).
- Transparent advice on life insurance and liability coverage.
- Insurance optimization — save money while staying protected.
- Tailored insurance advice for expats and freelancers in Germany.
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🌍 Expat Finance Consulting
Financial Planning for Expats in Germany
Living and working in Germany as an expat comes with unique financial challenges. Finanz2Go helps you manage your entire financial life — from your first bank account to retirement planning.
We combine local expertise with international understanding, so you can make confident financial decisions in Germany.
What We Offer
- Full financial planning for expats and professionals.
- Banking and investment setup in Germany.
- Cost of living and savings strategies.
- Guidance on expat taxation and social security (informational only).
- Ongoing consulting to adapt as your life changes.
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🧮 Tools & Financial Calculators
Plan Smarter with Our Free Online Tools
Finanz2Go offers interactive financial calculators to help you make better decisions. Estimate your pension income, investment growth, or insurance costs in just a few clicks.
Available Tools
Each calculator includes expert explanations so you can interpret your results — or book a free consultation to review your numbers with our team.
📘 Educational Guides & Resources
Learn, Plan, and Grow Financially
We believe that informed clients make the best financial decisions. Our Guides & Tutorials provide clear, practical insights into investing, saving, and planning in Germany.
Popular Topics
- How to Invest in Germany as a Foreigner
- Public vs Private Health Insurance Explained
- Private Pension Options for Expats
- Top 5 ETFs for Beginners in Germany (2026 Update)
💬 Why Clients Trust Finanz2Go
- ✅ Independent & Fee-Only: We work only for you — not for providers.
- 🌐 Digital & Accessible: 100% online consulting anywhere in Germany.
- 🧠 Expert Advisors: Deep experience with investments, pensions, and insurance.
- 💡 Tailored Strategies: Customized solutions for expats and professionals.
At Finanz2Go, our mission is simple:
To help you build financial clarity, security, and independence — in Germany and beyond.
📅 Ready to Start Your Consultation?
Take control of your financial future today.
Book your free initial consultation with Finanz2Go and get a personalized strategy for your investments, pensions, and insurance — all in one place.