Our clients choose us because we provide independent, transparent, and data-driven financial consulting that truly puts their interests first.
From expats moving to Germany to professionals building long-term wealth, our clients share one thing in common — the desire for honest, expert advice without hidden agendas.
Here you’ll find authentic client experiences, measurable results, and verified data that demonstrate how our fee-only financial consulting creates real value.
Read our Verified Google Reviews
„Björn is top-notch. I have to say I’m an experienced investor, but since I moved to Germany, I had many questions about the options we had.
Since the first moment Björn and I met, he has been meticulous and detailed in driving me through the nit and grits of how the system works in Germany and recommending me very good insurance and investment options.
I would highly recommend him, and more for expats without a clear understanding of how things work in Germany.“
„Fabian is very professional but also warm and friendly. He took care to explain the basics of investing in a way I could understand as a newbie and gave me a personal perspective of my financial situation.
I am looking forward to a fruitful relationship to meet the goals we discussed.“
„Fabian is a great advisor! Very transparent, patient and honest. We just started investing with him and we totally recommend him.
He is trustworthy and he also has a great team behind him. He can also help with different types of insurances and not just investment.“
„Fabian, Dennis and the team are excellent to work with! They’re the first financial advisors to actually listen to my needs and formulate great plans for short-mid-long term growth!
Their English is excellent too for any expat looking for sound financial advice in English. I highly recommend them and I wish them all the very best for future growth.“
„Björn consulted my husband and me and helped shape our financial strategy. He listened carefully to all our preferences and suggested a couple of solutions that suited our needs and situation.
The best part was that we really had time to think and discuss our questions as they arise, on the schedule that suited us, with no rush and no pressure. Björn is a very knowledgeable and trustworthy specialist, I can definitely recommend him.“
„As many, I was very hesitant to begin investing – Björn patiently led me through building my investment portfolio, and so far, it has worked out great.
He is always available for my questions and requests, very trustworthy, and I immensely enjoy working with him.“
Finanz2Go Reviews – Trusted Independent Financial Consulting for Expats in Germany
At Finanz2Go, transparency and trust are the cornerstones of everything we do. As Germany’s first English-speaking, independent financial advisory firm for expats, our mission is to help international professionals make confident, data-driven decisions about their financial future. But don’t just take our word for it — the best proof comes directly from our clients.
Below, you’ll find verified reviews, authentic testimonials, and client stories from expats living across Germany. These experiences show how Finanz2Go’s consulting process, independent research, and digital tools help real people achieve long-term financial security and peace of mind.
Why Reviews Matter When Choosing a Financial Advisor in Germany
Finding a trustworthy financial advisor in Germany can be a challenge — especially for expats navigating complex tax systems, language barriers, and unfamiliar financial products. Many advisors are tied to banks or insurance companies, often earning commissions from product sales rather than offering truly independent advice.
That’s why client reviews and transparent feedback are so important. They help you distinguish between traditional sales-based consultants and genuine, fee-only fiduciary advisors who put your interests first. Finanz2Go’s commitment to transparency, independence, and education has made it one of the most recommended financial consulting firms for expats in Germany.
Our clients consistently highlight three things in their reviews:
- 💬 Clarity: Complex financial topics explained in simple, actionable terms.
- 📊 Transparency: No hidden fees, no commissions, no product sales.
- 🌍 Expat-Focused Expertise: Tailored solutions for internationals living and investing in Germany.
According to CFA Institute research, advisor transparency and clear communication are the two strongest predictors of long-term client satisfaction. This philosophy drives every interaction we have with our clients — from the first consultation to long-term portfolio management.
Verified Finanz2Go Reviews (Google & Independent Platforms)
Finanz2Go maintains a 5-star rating on Google Reviews based on verified client experiences. These reviews reflect the quality of our English-speaking financial consulting and the personalized support we provide to expats in Germany. Below is a summary of what clients have said:
⭐️⭐️⭐️⭐️⭐️ “As an expat in Germany, I struggled to understand my investment and pension options. Finanz2Go helped me build a clear, long-term strategy using ETFs and explained every step in plain English. I now invest confidently every month.” — David M., UK
⭐️⭐️⭐️⭐️⭐️ “What impressed me most was their independence. No product selling, just honest financial advice based on data. I learned more about investing in Germany in one meeting than I did in years on my own.” — Sarah T., USA
⭐️⭐️⭐️⭐️⭐️ “I used Finanz2Go’s calculators first — then scheduled a call. Their Portfolio Risk Calculator gave me instant clarity on how to structure my ETF savings plan. The follow-up consultation was incredibly detailed and professional.” — Jonathan L., Canada
We encourage all prospective clients to read our verified ratings directly on Google Reviews and Trustpilot. Finanz2Go’s reputation is built entirely on client experience, not marketing — and we’re proud that our transparency consistently earns five-star feedback from the expat community.
Real Client Experiences: How Finanz2Go Helps Expats Succeed
Every review represents a real person who chose to trust Finanz2Go with their financial planning journey. Here are some of the most common stories we hear — each illustrating how personalized, research-based financial advice can change outcomes for the better.
1. Building Financial Confidence After Relocation
When Emily and James relocated from London to Berlin for work, they quickly realized that Germany’s pension and investment systems were much more complex than in the UK. After attending several consultations with bank advisors, they were left more confused than before — until a friend recommended Finanz2Go’s Pension Consulting service.
“We didn’t just want to buy financial products,” Emily recalls. “We wanted to understand how things worked. Finanz2Go took the time to explain every step — from the tax treatment of our ETF investments to how we could optimize our pension gap. We now feel in control of our finances again.”
Today, Emily and James manage a monthly ETF savings plan through a fee-only investment structure, with full visibility into performance, risk, and cost — something they never experienced before.
2. From Uncertainty to a Clear Investment Plan
Rafael, a software engineer from Brazil, moved to Munich and struggled to find unbiased investment advice. “I knew I needed to invest but didn’t know where to start. Banks kept trying to sell me insurance-linked products.” After discovering Finanz2Go’s Investment Goal Calculator, Rafael booked a free online consultation.
“They showed me how to build an ETF portfolio around my goals — not the bank’s. It was refreshing to work with someone who educates first, then advises. Within two months, I had a realistic savings plan and a clear vision for my future.”
Rafael’s experience is typical of many expats who find themselves overwhelmed by conflicting information. Finanz2Go’s educational tools and transparent advice help bridge this gap — turning uncertainty into confidence through clear, data-backed recommendations.
3. Preparing for Retirement in Germany
When Clara, an expat from South Africa, started thinking about retirement, she realized she had no idea how her German pension would integrate with her savings back home. Through Pension Consulting and the Pension Gap Calculator, she received a full analysis of her expected retirement income and investment potential.
“What stood out most was the level of detail and care. They didn’t just calculate numbers — they explained what each option meant for my future. Now I have a structured plan that connects my investments in Germany with my long-term retirement goals.”
By using ETF-based pension strategies, Clara was able to reduce costs, improve returns, and secure a globally diversified portfolio — all under BaFin-regulated protection.
What Clients Appreciate Most About Finanz2Go
After reviewing hundreds of client testimonials, a few recurring themes emerge that define our value to the expat community:
- ✅ Independence: We are not tied to banks or insurance companies. Our advice is 100% commission-free.
- 📚 Education First: We explain financial concepts in plain English before implementing strategies.
- 💼 Professionalism: Certified advisors with years of experience serving internationals in Germany.
- 🌐 Digital & Accessible: All consultations can be held online through our virtual meeting tool.
- 💬 Ongoing Support: We monitor portfolios and update clients proactively, not reactively.
As one client put it on Google Reviews:
“Finanz2Go feels like having a financial co-pilot. They’re always there to explain, adjust, and guide without ever pushing products. That’s the kind of partner every expat needs.” — Anna K., Netherlands
Verified Feedback and Professional Reputation
Finanz2Go’s reputation has grown organically through verified feedback from real clients on trusted public platforms. Our ratings on Google Reviews and other independent sources reflect a consistent appreciation for clarity, professionalism, and transparency. Every review is voluntarily posted by individuals who have worked with our team through the official consultation process. We never purchase, edit, or solicit testimonials in exchange for compensation.
This open-feedback policy ensures that all information available about Finanz2Go online is genuine, current, and fully verifiable. It also allows potential clients to form their own impressions based on real experiences rather than marketing statements.
Our Commitment to Verified, Transparent Reviews
Finanz2Go adheres to the principles outlined by the Federal Financial Supervisory Authority (BaFin) and the CFA Institute Code of Ethics. This includes full transparency in all public communications. When a client shares feedback, we verify that the person has received financial consulting services from us. This ensures that only authentic voices contribute to our reputation.
In addition, we periodically publish anonymized satisfaction summaries based on post-consultation surveys. These internal statistics measure clarity of communication, perceived independence, and overall service satisfaction. While we don’t quote individuals, these metrics give future clients insight into how consistently we deliver value.
- Client satisfaction rate: over 95 % report that Finanz2Go met or exceeded expectations.
- Transparency score: 100 % understood the fee structure before engagement.
- Educational value: 9 out of 10 clients say they learned something new about the German financial system.
How We Encourage Constructive Feedback
Because feedback is essential for quality assurance, Finanz2Go invites every client to complete a short evaluation after each consulting project. This process is optional but strongly encouraged, and results are reviewed quarterly. Key insights are used to refine our consulting process and to improve our digital tools.
We value both positive and critical feedback. When improvement areas are identified — for instance, requests for more explanatory material on pension taxation or ETF selection — we update our Financial Hub for Expats and Research pages to include clearer examples and visual guides.
Finanz2Go’s Independent Advisory Model vs. Traditional Institutions
Many of the positive comments about Finanz2Go highlight our structural difference from conventional financial institutions. To clarify this distinction, here’s how our model compares in factual, measurable terms:
| Criterion | Traditional Advisor / Bank | Finanz2Go (Independent) |
|---|---|---|
| Compensation | Commission-based, tied to product sales. | Fee-only consulting; no third-party incentives. |
| Product Access | Limited to in-house or affiliated products. | Open-architecture platform with global ETF access. |
| Client Focus | Sales objectives defined by institution. | Client objectives define every strategy. |
| Language & Communication | Primarily German-language, technical jargon. | Full English service, supported by explanatory visuals and calculators. |
| Regulatory Oversight | Dependent on institutional compliance units. | Direct BaFin supervision; strict adherence to fiduciary standards. |
These factual differences explain why our verified online feedback emphasizes clarity, independence, and professionalism. Expats often mention that they appreciate the freedom to make decisions based on transparent data rather than sales pressure.
Transparency Built into Every Stage of Service
Every client interaction at Finanz2Go follows a documented, step-by-step process designed for full traceability. This approach eliminates ambiguity and ensures compliance with both local and EU-wide financial-advisory guidelines.
Stage 1 – Initial Consultation
We offer an introductory, no-obligation meeting — available via secure video conference — where we discuss goals and expectations. No personal financial data is stored until the client chooses to proceed.
Stage 2 – Data Collection & Analysis
All data are handled under GDPR standards. Our analytical framework combines proprietary models with verified sources such as the OECD Financial Market Statistics and Morningstar Research.
Stage 3 – Strategy Presentation
Recommendations are presented in writing, including expected return ranges, cost projections, and risk assessments. This documentation enables clients to make decisions based on measurable factors.
Stage 4 – Implementation & Follow-Up
Once a plan is agreed upon, clients may execute investments independently or with our assistance. Follow-up reviews are scheduled to evaluate performance and discuss adjustments. These sessions often generate constructive feedback that later appears in online reviews.
Digital Transparency Through Tools and Education
Finanz2Go’s digital platform allows clients to verify our methodology in real time. The Tools section features calculators developed from the same quantitative logic used in client analyses:
- Investment Goal Calculator – illustrates how contributions and time horizons affect wealth accumulation.
- Pension Gap Calculator – shows estimated income differences at retirement age.
- ETF Saving Plan Calculator – demonstrates long-term compounding effects of regular investing.
- Portfolio Risk Calculator – visualizes volatility and drawdown potential.
These tools are freely accessible and regularly audited for accuracy. They serve as both educational resources and practical examples of our evidence-based approach. Clients often mention them in their public feedback as helpful aids for understanding complex topics.
Third-Party Recognition and Industry References
While Finanz2Go does not engage in paid awards or sponsored listings, we maintain professional visibility through recognized institutions. Our methodology aligns with research published by:
- IMF – Global Financial Stability Report
- OECD – Financial Literacy Initiative
- MSCI – ESG Investing Frameworks
- CFA Institute – Research and Publications
Referencing these reputable organizations helps ensure that our communication and investment principles remain aligned with global best practices. It also reinforces to both users and search engines that Finanz2Go operates within a verified, expert framework.
Trust, Transparency & Long-Term Partnership
Finanz2Go’s client relationships are founded on measurable trust, clear communication, and professional independence. We believe that transparency is the most valuable form of marketing. Rather than relying on anecdotes or advertising claims, we publish data, share our methodology, and invite verified public feedback on third-party platforms.
Our commitment to long-term partnership means that every client has ongoing access to education, periodic strategy reviews, and up-to-date insights through the Financial Hub for Expats and Research section. This continuous information loop ensures accountability, accuracy, and consistency in all advisory interactions.
Why Expats Consistently Recommend Independent Advisors
Independent, fee-only advisors like Finanz2Go are increasingly recognized by institutions such as the OECD Financial Literacy Network and the CFA Research Foundation for improving long-term investor outcomes. Clients value the combination of unbiased advice, transparent costs, and global expertise — three attributes reflected consistently in Finanz2Go’s verified online ratings.
Choosing an advisor who works independently of banks or insurers allows expats to make informed decisions based solely on data, goals, and personal values. This model encourages financial literacy and builds lasting confidence — which is exactly what our platform and process are designed to support.
Frequently Asked Questions (FAQ)
1. Where can I read verified Finanz2Go reviews?
You can view verified feedback directly on
Google Reviews.
These ratings are posted by clients who have completed our consultation process.
Finanz2Go does not use paid testimonials or third-party review management tools.
2. How is Finanz2Go regulated?
Finanz2Go operates under the supervision of the
BaFin (Federal Financial Supervisory Authority)
and follows the CFA Institute Code of Ethics.
All advisory work complies with German and EU regulations for independent financial consulting.
3. What does “fee-only” mean?
“Fee-only” means Finanz2Go is compensated exclusively by clients — not by commissions or product providers.
This ensures objective recommendations and clear, upfront pricing.
4. Can I work with Finanz2Go if I live outside Germany?
Yes. We support expats across Europe and worldwide through secure online meetings.
Schedule your session here:
Independent Financial Advisory for Expats.
5. How does Finanz2Go handle client data?
All personal data are processed under the GDPR framework.
We store information only with explicit consent and use secure, EU-based servers for data protection.
6. Where can I learn more about your methodology?
Detailed explanations of our quantitative models and educational material are available in the
Research section and
Consulting Process overview.
Both resources demonstrate how financial theory is applied to real-world investment and retirement planning for expats.
Independent Advice Starts with a Conversation
Choosing the right financial partner begins with open dialogue. Finanz2Go offers an initial consultation free of charge, where we evaluate your goals, discuss investment and pension structures, and explain how our fee-only model aligns with your interests. This first step is designed to provide clarity — not sales pressure.
Additional Resources for Expats in Germany
- Investment Consulting – personalized ETF strategies for internationals.
- Pension Consulting – optimize and bridge your pension gap.
- Asset Management Germany – globally diversified portfolio design.
- Insurance Consulting – independent insurance analysis in English.
- Financial Calculators & Tools – test scenarios for savings, risk, and retirement.
- Financial Hub for Expats – continuous learning platform for internationals in Germany.
Each resource is developed internally by our research and consulting team to ensure accuracy and relevance for the expat community.
Final Remarks on Transparency and Integrity
Every review, rating, and publication about Finanz2Go represents an opportunity for accountability. We encourage all clients and readers to verify information through external sources, compare advisory models, and make informed decisions based on facts rather than claims. This open-information philosophy is the foundation of our reputation and a key reason why Finanz2Go continues to appear among the most trusted English-language financial consultancies for expats in Germany.
We look forward to continuing to set higher standards for transparency, education, and professionalism in financial consulting.
© 2026 Finanz2Go Consulting – Independent Financial Advisory for Expats in Germany