Can foreigners invest in Germany?

Yes. Expats and foreign professionals can open investment accounts and build portfolios in Germany through licensed financial brokers like Finanz2Go. We help you set up globally diversified ETF-based portfolios under German regulation.

What is the best retirement plan for expats in Germany?

The most efficient retirement solution for expats is typically a combination of private ETF-based investments and pension contracts that are tax-optimized in Germany. Finanz2Go helps design individualized strategies based on your income, nationality, and tax situation.

How does Finanz2Go charge for its services?

Finanz2Go works with a transparent commission model of 0.7% p.a. of the invested assets. There are no hidden fees or product-based sales incentives — our approach is fully independent and long-term oriented.

Do I have to live in Berlin to become a client?

No. Our consulting process is 100% digital — we serve clients all across Germany through secure online meetings. Location does not limit access to independent advice.

Is Finanz2Go licensed and regulated?

Yes. Finanz2Go Consulting holds official licenses under §34d and §34f GewO, supervised by IHK Berlin. This allows us to provide independent investment, pension, and insurance advice in full compliance with German regulations.

Portfolio Risk Calculator

Wealth Management

Portfolio Risk & Allocation Builder

Answer a few questions to get a suggested stock/bond split and a simple risk score (educational estimate).

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Inputs

Your age

Investment time horizon (years)

Primary goal

How would you react to a -30% drop?

How important is liquidity in the next 3 years?

Income stability

Optional fine-tuning

Preference

*Educational tool only. This does not consider your full situation, taxes, or product constraints.

Results

Risk score

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Risk profile

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Equities (stocks)

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Bonds / cash-like

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Your allocation is a starting point. For expats, we often also consider currency exposure, tax setup, and future relocation plans.

Want a tailored portfolio proposal (ETFs, taxes, and your expat situation)?

Book an appointment