German Private Pensions vs Flexible Investment Accounts: A Decision Framework
Private pension vs investment account: compare access, longevity, costs, tax boundaries, portability, estate planning and behavioural fit.
Fabian Beining
Fabian Beining ist Mitgründer von Finanz2Go und verfügt bereits über jahrelange Erfahrung als Senior Investment Consultant in einer großen Investmentberatung in Deutschland.
Er hat erfolgreich Betriebswirtschaftslehre mit dem Schwerpunkt Finanzen studiert und während seines Studiums Erfahrungen in den größten Beratungsunternehmen Deutschlands gesammelt. Fabian liebt das Investieren und ist seit über 12 Jahren ein leidenschaftlicher Anleger am Aktienmarkt.
Heute hilft er seinen Mandanten, individuelle Portfolios zu entwickeln, die zu ihren Zielen und Wünschen passen.
What Happens to Your Investments When You Leave Germany?
Leaving Germany can affect brokerage access, tax reporting, pensions and servicing. Review nine essential investment questions before moving.
Risk Tolerance vs Capacity for Loss: Why the Difference Matters
Capacity for loss measures the financial ability to absorb losses. Learn five essential checks and how it differs from emotional risk tolerance.
Investment Fees in Germany: Advice, Product, Platform and Trading Costs
Investment fees include advice, product, platform, custody and trading costs. Learn how seven cost layers can affect long-term outcomes in Germany.
How to Review an Investment Portfolio for Concentration and Hidden Overlap
Portfolio concentration can hide across funds, sectors, countries and employers. Use this 7-step review to uncover overlap and improve diversification.
Investing in Germany as an Expat: A Practical Starting Framework
Investing in Germany as an expat? Use this practical 8-step framework to assess goals, liquidity, risk, costs, tax boundaries and mobility.